Thursday, September 28, 2017

DISABILITY QUESTIONS & ANSWERS - HERE IS WHAT PEOPLE MOST OFTEN WANT TO KNOW

Q.  What conditions will qualify for disability payments?
A.  Any condition which prevents full-time employment, whether it is a physical or mental condition.

Q.  Why can't I apply for disability while I'm still working?
A.  Social Security regulations won't allow a working person to be disabled, unless it is very part-time work where earnings are less than $1,170 per month.  (This number increases to $1,180 in 2018).

Q.  How much Social Security benefit can I receive if I become disabled?
A.  The maximum monthly benefit is $2,687.  The average benefit is around $1,150 per month.  Your actual benefit depends on age, how long you worked and how much wages you have earned.

Q.   Is Social Security disability (SSDI) and SSI the same thing?
A.   No, they are two different programs.  SSDI (also called Title 2) requires a work history.  SSI (called Title 16) does not require any work.  SSDI has no income or financial limits. However, the claimant must have very limited income and financial resources to qualify for SSI.  (You cannot be working and receive either SSI or SSDI).  The maximum SSI benefit is $735 per month, while the maximum SSDI benefit is $2687.

Q.  Does my doctor sign me up for disability benefits?
A.  No.  Doctors are not permitted to sign anyone up.  They may provide evidence about your medical or mental condition, which may help Social Security to decide whether or not you are disabled.

Q. Are most people denied when they apply for Social Security disability benefits?
A.  Yes.  Only about 30 percent are approved on the first try.  Most people have to appeal and attend a hearing to get paid.

Q.  If I want a lawyer or representative to help me, what will it cost?
A.   Nothing unless you win and recover back pay.  If you do get back payments, Social Security will approve a small percentage of those back payments as a fee for your representative.

SOCIAL SECURITY JUSTICE: CONTACT US 

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THE FORSYTHE FIRM (256) 799-0297
Practice Limited to Social Security
Free Consultations 

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