Friday, July 24, 2020

HOW MANY TIMES CAN YOU APPLY FOR SSDI?

It is often possible to apply for Social Security disability more than one time.  In fact, some claimants file several applications.

However, do not file a new application just because you were denied.  This is not the correct response to a denial.  Usually, the most productive response to a denial is to appeal.  An appeal kicks the  claim up to a higher level of authority for a new review.  Most successful claimants will file 2 appeals before they win.

There may be an unusual situation that calls for starting over with a new application.  But not generally.

Also, be aware that Social Security disability has a "shelf life."  You reach a point when you are not able to file new claims.

You eventually reach a date called your "Date Last Insued" or DLI.

Your DLI is usually about 5 years after you stopped working.  When you stop paying into Social Security the clock begins to tick toward your DLI.  When you reach that date, it is difficult if not impossible to file new claims.

That being said, there is no rule against filing a new SSDI claim as long as you have not reached your DLI and lost your insured status with Social Security.

We advise speaking to a Social Security disability advocate/attorney about filing a new claim vs. filing an appeal.  If you take the wrong path here you will waste a lot of time and a lot of money.  With most attorneys this conversation will be free. 

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