Wednesday, July 7, 2021

HOW MUCH IS YOUR DISABILITY CASE WORTH (IN DOLLARS)?

A Social Security disability case can be worth a lot of money.  How much will your monthly check be?  That depends basically on your wages over your working lifetime.  The more money you earned, the more FICA tax you paid, the more benefit you get.

The maximum monthly benefit can be over $3,000.  And dependent children may get substantial additional monthly benefits until they graduate high school. 

And just think:  these benefits may continue until the beneficiary reaches full retirement age.  For example, a person who becomes disabled at age 35 may receive monthly benefits for up to 31 years before switching over to retirement benefits.

 And it's not just the monthly checks.  SSDI comes with Medicare health insurance that can cover doctor bills, hospitalizations, outpatient care, and even prescription drugs (by buying Part D).  Medicare alone can be worth hundreds of thousands of dollars, especially if the beneficiary has a lot of health problems and requires frequent or extravagant medical treatments. 

Is Social Security disability easy to get?  No, it isn't.  The requirements to qualify are very, very strict and the process is grueling, time consuming and frustrating.  A claimant may end up before a federal Administrative Law Judge (ALJ) before getting approved.  So, don't expect it to be easy.  But it's worth it.

P.S.  You must have worked and paid into Social Security (FICA tax) recently to be covered. It doesn't cover everyone, only insured workers or recent workers.

Our job as disability counselors or advocates is to help our clients prove their case and get approved.  We are not allowed to charge any fee for our representation until the claimant is approved and qualifies for retroactive pay, or back pay.  Social Security will then authorize our fee and pay us directly from the US Treasury.  The fee is deducted from back pay.

The Forsythe Firm has been helping disabled individuals get Social Security disability benefits for 2 decades.  We pride ourselves on giving close personal attention to each client and we are proud of our high success rate. 

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