If you qualify for Social Security disability benefits, will your dependent children also get a benefit? The answer is yes. Most likely your dependent children who are still in school and under the age of 19 will also qualify for a monthly check.
What about Medicare? Disabled persons usually have need for ongoing medical treatment. This can be expensive, even prohibitive due to the cost. When a person qualifies for SSDI (Social Security disability), Medicare is always included. Medicare pays a majority of doctor bills, hospital charges and diagnostic tests. You may purchase a supplement (called Part C), which picks up most of the co-pays and deductibles not paid by Medicare. Add Part D, and prescription drugs can be covered, too. Medicare is a valuable part of SSDI benefits. It can save you thousands of dollars per year in medical expenses.
Is it easy to qualify for SSDI? No, it isn't. Social Security has a very restrictive definition of "disability." You must prove that you meet all of their rules and regulations, which is very difficult and time consuming.
It will help you to get a disability representative or attorney to help prove your case. When Social Security denies your benefits (as they often do), your attorney/representative will go to work on appeals to get your denial overturned and your case approved.
Most cases wind up before a federal Adminstrative Law Judge (ALJ) for a hearing. Here, your attorney/representative can be of enormous help to you--because he or she understands the laws, rules and procedures. Knowing the burden of proof and how to meet it, your attorney/representative knows how to proceed with the case to give you the best chance to win and be approved. There is no cost for an attorney unless you win your case and also recover past due benefits. Attorney's fees are paid out of past due benefits. If you don't win, you don't pay.
SSDI benefits, once approved, can last until your full retirement age, then convert to Social Security retirement benefits. Medicare will continue for your lifetime if your disability doesn't end prior to age 65.
SSDI and Medicare is the most valuable financial benefits that most Americans will ever get! It takes effort to be approved, but it's well worth it. The average SSDI case is worth over $500,000 in benefits, and that's not counting the benefits of Medicare.
Delay costs you money and may result in "expired" benefits. If you have worked at least 5 out of the past 10 years, have a severe disability that has lasted (or is expected to last at least 12 straight months or more)--you should apply immediately.
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The Forsythe Firm
Social Security Disability Counselors
Huntsville, AL 35806
CALL (256) 799-0297
E-Mail US: forsythefirm@gmail.com
https://forsythefirm.wixsite.com/website
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